Around 72% of those polled feel that digital assets are now a requirement in finance
A recent survey from Ripple shows that a large majority of global finance leaders now view digital assets as a requirement for staying competitive. About 72% of the 1,000 professionals polled believe that companies must offer these solutions to keep up with the market.
Ripple surveyed 1,000+ global finance leaders in 2026. A few things stood out: https://t.co/414dTO9Qit
→ 72% say digital assets are now table stakes to stay competitive
→ 74% see stablecoins as a cash-flow tool, not just a payment rail
→ 89% of those surveyed say digital…— Ripple (@Ripple) March 19, 2026
The study included perspectives from banks, fintech firms, and asset managers. It reveals a shift in the industry’s mindset. Instead of debating whether to use digital currency, most firms are now focused on the best ways to build or buy the necessary technology.
Stablecoins stood out as the most popular tool among those surveyed. Around 74% of respondents said these digital assets can help improve cash flow and move capital that is currently stuck. Many leaders see them as more than just a payment method.
Financial institutions are increasingly looking at stablecoins for treasury management. This interest is being pushed forward by clearer regulations and a general rise in fintech use. Large banks are also showing much more curiosity about how these tools can work for them.
The approach to building this infrastructure varies by company type. Nearly half of fintech firms plan to develop their own digital solutions. In contrast, 74% of traditional corporations prefer to hire external partners to handle the technical side.
Security remains the top priority for those moving into tokenization and digital storage. Almost all participants stressed that having proper security certifications is vital. They want partners who can provide a safe environment for managing these new types of assets.
Banks are also looking for expert advice on how to structure their digital offerings before they launch. This suggests that while the technology is ready, many institutions still want professional guidance to ensure their transition into the digital space goes smoothly.
