Knowing how the commission works can help you make more informed decisions at the table
In baccarat, the banker bet is one of the most popular choices among players, largely because of its slightly better odds compared to the player bet. However, a key detail that often comes up in discussions is the commission taken on banker wins. This commission is usually 5%, and while it might seem small, it plays a crucial role in how the game is balanced and how casinos maintain their edge.
The reason the commission exists is because the banker bet has a higher chance of winning. Without this small fee, the banker side would be too favorable and could tilt the odds too far in the player’s favor.
By charging a commission on banker wins, casinos are able to keep the house edge fairly even between the player and banker bets. This is a way to maintain the fairness of the game from a business perspective while still giving players a solid betting option.
From a strategic angle, even with the commission, many experienced baccarat players still prefer the banker bet. That’s because its winning percentage is slightly over 50%, making it statistically the safest bet on the table in the long run. The commission simply adjusts the payout to account for this small advantage.
It’s also important to consider how the commission affects bankroll management. Frequent banker bets with consistent wins might seem profitable, but the 5% fee slowly adds up, especially during longer sessions. Players need to be aware of this when planning how much to bet and how often.
Ultimately, the commission in banker bets isn’t just a random fee—it’s a built-in adjustment that helps baccarat remain balanced. It allows the game to be both fair for the casino and appealing for players who understand the odds.
